Is the Cost of Braces Covered by Insurance?

When you are considering braces for yourself or your child, the cost is generally the first concern. Braces can be necessary to maintain good oral health, but they can also be expensive. There are many different insurance companies and plans, so whether braces will be covered by your insurance depends on your specific plan.

Average Cost of Orthodontic Treatment

First, you should look at all your different treatment options, what treatment your orthodontist recommends, and their average prices. Metal braces are generally the least expensive type of orthodontic treatment, at an average of $5,350 for an entire treatment from start to finish. Ceramic braces and self-ligating braces cost $5,500 on average. For clear aligners, you can expect to spend an average of $5,700 on treatment. Lingual braces cost $12,000 on average.

There are also many factors that can affect these average prices such as the nature of the problem that needs correcting, where you live, and you or your child’s age.

How Much Does Insurance Cover?

If you have dental insurance, some plans will cover part of the cost of orthodontic treatment, especially for children. Coverage for adult orthodontic treatment is less common. The only way to know for sure is to look at the specifics of your insurance plan and see if and how much is covered for orthodontic treatment.

Payment Options

Orthodontic treatment is usually not paid for upfront all at once. Here are other ways you can pay for braces:

• Flexible Savings Account (FSA)

• Health Savings Account (HSA)

• Financing

• Payment plans

At Oasis Kids and Orthodontics, we offer no interest financing for your or your child’s orthodontic treatment. Schedule a consultation with us today!